Your Local Experts for Foundation Repair

in Columbia & Mid-Missouri

• Age of the property: Newer homes often experience some degree of settling as the soil beneath the foundation adjusts. In contrast, significant movement or shifting in an older home may indicate a more serious foundation problem.

• Magnitude and progression of symptoms: Minor cracks or slight unevenness in floors or walls are generally considered normal settling. However, if these symptoms worsen over time or new, more severe symptoms arise, it could be a sign of a more serious foundation issue.

• Timeframe of symptoms: Normal settling typically occurs within the first few years after construction. If you notice significant changes or symptoms well beyond this initial settling period, it may be a cause for concern.

• Symptom patterns: Normal settling often leads to relatively uniform and predictable symptoms, such as minor cracks in certain areas. On the other hand, a serious foundation problem can result in more widespread and irregular symptoms, such as multiple large cracks, significant wall or floor displacement, or doors and windows that no longer function properly.

• Professional assessment: When in doubt, it’s always best to consult with a professional foundation repair specialist or structural engineer. They have the expertise to evaluate the extent and seriousness of the foundation issues and can provide an accurate assessment.

The duration of the foundation repair process can vary depending on several factors, including the extent of the foundation damage, the chosen repair method, the size of the home, and other site-specific considerations. During your initial foundation evaluation, we’ll be able to provide you an estimated timeline for completion. 

In general, standard homeowner’s insurance policies typically do not cover foundation repairs for damage caused by normal wear and tear, settlement, or soil movement. Insurance policies typically exclude coverage for issues that are considered maintenance-related or gradual deterioration.

However, there are certain situations where foundation repairs may be covered by homeowner’s insurance. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a sudden and accidental event like a plumbing leak, fire, or a natural disaster like a tornado or earthquake. In such cases, it’s important to review your insurance policy and consult with your insurance provider to understand the specific coverage and limitations.

• • Age of the property: Newer homes often experience some degree of settling as the soil beneath the foundation adjusts. In contrast, significant movement or shifting in an older home may indicate a more serious foundation problem.
  • Magnitude and progression of symptoms: Minor cracks or slight unevenness in floors or walls are generally considered normal settling. However, if these symptoms worsen over time or new, more severe symptoms arise, it could be a sign of a more serious foundation issue.
  • Timeframe of symptoms: Normal settling typically occurs within the first few years after construction. If you notice significant changes or symptoms well beyond this initial settling period, it may be a cause for concern.
  • Symptom patterns: Normal settling often leads to relatively uniform and predictable symptoms, such as minor cracks in certain areas. On the other hand, a serious foundation problem can result in more widespread and irregular symptoms, such as multiple large cracks, significant wall or floor displacement, or doors and windows that no longer function properly.
  • Professional assessment: When in doubt, it’s always best to consult with a professional foundation repair specialist or structural engineer. They have the expertise to evaluate the extent and seriousness of the foundation issues and can provide an accurate assessment.